A planning tool for the move - not a pitch.

Career moves get romanticised. The math that drives whether the move actually works gets handwaved. Income Pivot exists to bring that math forward - clearly, in the open, before anyone hands in notice.

Who this is for

Salaried professionals weighing freelance or consulting work. People who can do the work but have never sized the full financial picture: benefits, taxes, business expenses, billable capacity, and the runway it takes to absorb a slow quarter.

What this is not

• Not tax, legal, financial, lending, or insurance advice.
• Not a sales funnel for a financial product.
• Not a place to store your finances - we never see them.

Built by an independent team of operators who have made this transition. See the methodology for how the numbers are computed and privacy for how your inputs are handled (short version: they stay in your browser).